Responsible Tourism Made Easy: Carbon Footprint Tracked by your Bank for Sustainability

Authors

  • Raquel Caro-Carretero Chair in Disasters, Department of Industrial Organization, School of Engineering (ICAI), Universidad Pontificia Comillas, Madrid, Spain https://orcid.org/0000-0003-2233-7635

DOI:

https://doi.org/10.29036/ms2pj404

Keywords:

sustainable tourism; carbon footprint; green banking; greenhouse gas (GHG) emissions; digital tools for sustainability; climate awareness in tourism; socioeconomic factors.

Abstract

The legacy we leave to future generations is shaped by the way we consume, move and inhabit our environment. Despite increasing climate commitments, household carbon emissions remain a major blind spot in Spain’s sustainability transition. This study addresses the problem of identifying the main drivers of individual emissions and their linkage with tourism-related behavior. Using a dataset of 1,017 individuals with detailed sociodemographic, professional and behavioral variables, total household emissions are disaggregated into mobility, restaurants, housing and shopping categories and cross-referenced by age, gender, region, employment status, income, telework days, nationality and household composition. Statistical analyses, including ANOVA and t-tests, are employed to highlight significant differences and patterns across demographic groups, taking into account indicators of sustainability-related attitudes and behaviors. The research aims to understand the underlying factors and inequalities of household carbon footprints, with a focus on implications for the tourism sector, which contributes significantly to national emissions, particularly through transport. Results show that variables such as age, income and household size shape carbon footprints and tourism demand patterns. Its originality lies in combining automatic carbon assessment tools with digital banking data to track consumption-based emissions at the individual level. Practically, the study offers data-driven recommendations for policymakers and businesses to design tailored sustainability interventions and theoretically, it advances the discussion on behavioral and technological pathways to low-carbon tourism. The findings underscore the need for targeted, data-driven sustainability policies that integrate technological innovation and behavioral insights. By empowering citizens through digital monitoring and awareness, the sector can foster environmental stewardship and strengthen Spain’s transition toward a competitive, net-zero future.

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Author Biography

  • Raquel Caro-Carretero, Chair in Disasters, Department of Industrial Organization, School of Engineering (ICAI), Universidad Pontificia Comillas, Madrid, Spain

    PhD in Economic and Business Science, is a Senior Associate Professor at Comillas University and a researcher at the University Institute of Migration Studies and head of the Chair in Disasters. Her main fields of research are statistical applications in engineering, economics, migration, tourism, catastrophes, space mission data analysis and promoting sustainable development goals

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Published

2026-06-01

How to Cite

Caro-Carretero, R. (2026). Responsible Tourism Made Easy: Carbon Footprint Tracked by your Bank for Sustainability. Journal of Tourism and Services, 17(32), 246-287. https://doi.org/10.29036/ms2pj404